Let's start our new fraternal year strong working towards your Star Council Award
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September is here and is when Councils start putting in place goals for their fraternal year. Lets all of us "talk it Up" regarding attaining the Star Council Award. By attaining this prestigious award, your council is assured that all has been achieved & accomplished. Charity work, growing your council in numbers and protecting your Council's families.
This was the wish of Venerable Father McGivney.
Prior to the end of the fraternal year on June 30, make sure that your council achieves the requirements to qualify for the Father McGivney, Founders', Columbian and Star Council Awards.
Star Council Award The Star Council Award recognizes outstanding achievement in membership, insurance and service program activities. To be eligible to earn the Star Council Award, a council must qualify for the Father McGivney, Founder's, and Columbian awards. Columbian Award - Programs Councils must conduct and report at least four major programs in each of the Service Program categories: Church, community, council, family, culture of life, and youth. Completed applications must reach the Supreme Council office by June 30. In addition to meeting the traditional Columbian Award requirements - conducting at least four programs in each category - each of the six Columbian Award categories also has at least one featured program. By meeting all requirements for a featured program activity in a particular category, a council fulfills all requirements for that category. The six categories and the featured programs for each follow:
Church - Community - Council - Culture of Life - Family - Youth
Father McGivney Award - Membership Father McGivney Award: Achieve membership quota. The quota for councils is 7 percent increase of the council's membership as of July 1. The minimum quota is 4 and the maximum is 35. Councils that attain Star Council status and achieve 200 percent of their net gain goal will receive the Double Star Council Award. If they achieve 300 percent of their net gain goal they will receive the Triple Star Council Award.
Founders' Award - Insurance Achieve insurance membership quota. The minimum quota is 3 and the maximum of 18 based on an associate member becoming an insured member. RRSP and TFSA also count as an insured member with a minimum K of C account of $300.00.
Let's "Talk it Up" and together attain for your Council the Star Council Award! |
Insure your life - For life
What is it?
Permanent life insurance is our signature product. It provides money to your family when you die, and builds cash value while you live. It's guaranteed. It's secure. It's dynamic.
Who needs it?
Permanent life insurance is a great way to provide security for your family. It may be an ideal solution for people who are interested in: Providing money for final expenses so your family doesn't have to. Replacing income so that your family's financial life doesn't have to change in case you pass away suddenly. Providing college funds for your children in case of an untimely death. Protecting your spouse from the burden of a mortgage in the event of the unexpected. Giving a donation to a charity or special interest. Supplementing an estate or mitigating estate taxes.
Hoes it work?
Permanent life insurance like all life insurance is designed primarily to provide money (also known as a death benefit) to your designated beneficiary when you pass away guaranteed. All Knights of Columbus permanent life insurance policies (with the exception of Graded Premium) have premiums that are guaranteed not to increase, so you won't have to worry about any surprises. Our permanent life insurance policies also accrue cash value over time. Should the policy be eligible for any dividends (which are not guaranteed), you can also elect to put those proceeds back into your policy by purchasing additional paid-up insurance. Additional paid-up insurance increases your policy's death benefit and cash value. Your policy's cash value can be used as cash, either through a partial loan or a full surrender of the policy*, or as collateral.
What options do I have?
Knights of Columbus permanent life insurance products are flexible to fit your needs. Product Options Single Premium Whole Life Secure protection and start your legacy with one, single payment. 10-Pay Life Pay your premiums in just ten years, and your death benefit is guaranteed for life. 20-Pay Life Pay your premiums in just twenty years, and your death benefit is guaranteed for life. Life Paid-Up at 65 Pay your premiums until 65, so that you don't have to worry about additional expenses in retirement. Life Paid-Up at 100 Pay level, guaranteed premiums until your 100th birthday. Graded Premium Whole Life Enjoy lower premiums for your first few years to help you get started. Premiums will then gradually increase before leveling off. The Knights of Columbus also offers several specialty products including: Discoverer a unique blend of the best features of both permanent and term insurance; Graded Death Benefit a guaranteed issue final expenses product; and Survivorship Universal Life a second-to-die policy for couples, families, or business partners. Beneficiary Options You decide who you want your death benefit to go to: a spouse, children, family, a trust, or even charity. You can have more than one beneficiary, and can divide up the proceeds proportionally. Additional Features and Benefits There are a number of special features and benefits often called riders that are available on Knights of Columbus products, such as the spousal waiver of premium, which pays for your spouse's Knights of Columbus premiums when you pass away. Contact your Knights of Columbus field agent today to learn more about our permanent life insurance products, and about the safety and security that we can help provide.
For more information - Let's Talk and I'll provide you with all you will need to know in a simplistic and meaningful way.
God Bless, Stephen |
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